We challenge inaccurate, unverifiable and outdated items on all 3 bureaus using Metro 2® compliant dispute strategies — so you can qualify for the home, car, or business funding you deserve.
A real process, real compliance, and real communication — not empty promises.
Written contracts, 3-day cancellation rights, and no illegal advance-fee games. We do it by the book, every time.
We audit your reports at the data-field level and challenge inaccuracies with all three bureaus and furnishers directly.
Track every dispute round, upload documents, and watch deletions come in — from your phone, any time.
Book a call. We pull your 3-bureau report and identify every questionable item.
E-sign your CROA-compliant agreement and get instant portal access.
We send Metro 2® challenges every 35–45 days and track bureau responses.
Deletions post, scores climb, and we coach you on building positive credit.
No obligation. No pressure. Just a clear picture of what's hurting your score and a plan to fix it.
Book My Free Analysis →Everything below is included in one simple monthly membership.
Line-by-line analysis of Experian, Equifax & TransUnion reports to flag inaccurate, unverifiable, and obsolete items.
Factual, compliance-based challenges to bureaus and data furnishers — collections, charge-offs, late payments, repossessions, and more.
Unauthorized inquiry removal requests to help clean up your report footprint.
Force collectors to prove the debt is yours, accurate, and legally collectible before it stays on your report.
Utilization strategy, credit-mix guidance, and secured tradeline recommendations to build positive history while we dispute.
Working with a realtor or loan officer? We coordinate timelines so your file is lender-ready.
One flat monthly membership. First work fee billed only after services begin, per CROA.
Recurring billing processed securely via high-risk-compliant merchant gateway. Cancel any time — 3-business-day right of cancellation per the Credit Repair Organizations Act.
Call, text, or send the form — we reply within one business hour. Miss us? Our system texts you back automatically.
Pick a time that works. You'll get instant SMS + email confirmation and a reminder sequence before your call.